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How do i see my federal education loan servicer?

How do i see my federal education loan servicer?

If your student loans are through the federal government, you can quickly identify your loan servicer by logging in to your Federal College student Assistance account with your FSA ID. Your account dashboard contains the name of your student loan servicer and other valuable information about your account, including the types of student loans you have, loan balances, and the accrued interest on those loans.

Other method to get a hold of your own federal student loan servicer is to try to phone call 1-800-433-3243 or TTY 1-800-730-8913 toward deaf or hard of hearing.

Government student loan servicers

  • Aidvantage – 1-800-722-1300
  • ECSI – 1-866-313-3797
  • FedLoan Maintenance (PHEAA) – 1-800-699-2908
  • Stone County Government & Resources (GSM&R) – 1-800-719-0708
  • High Lakes Educational Financing Qualities, Inc. – 1-800-236-4300
  • HESC/Edfinancial – 1-855-337-6884
  • MOHELA – 1-888-866-4352
  • Nelnet – 1-888-486-4722
  • OSLA Maintenance – 1-866-264-9762
  • Standard Solution Class (only for government student education loans in the standard) – 1-800-621-3115 or TTY 1-877-825-9923 for the deaf or hard of hearing

Changes underway having government student loan servicers

You’ve probably read rumblings in the news on government college student financing repair lately. For the , the brand new Agency from Studies extended the fresh upkeep deals of six loan servicers as a consequence of whenever you are proclaiming these companies was kept to raised requirements in the future. The newest half a dozen businesses with the brand new federal contracts are fantastic Lakes, HESC/Edfinancial, MOHELA, Navient, Nelnet, and you can OSLA Servicing.

For the area, Navient established it is currently transitioning the student loan profile – all the 5.6 billion government student loan account – to a buddies entitled Maximus. Maximus removed and you may try provided a binding agreement so you’re able to service federal college loans significantly less than their servicing division, Aidvantage. As of , Navient no further characteristics student education loans.

Stone State (GSM&R) including directed its student loan portfolio in order to Edfinancial when you look at the . And you can FedLoan Maintenance, and therefore covers every PSLF applications, continues coping with consumers up until their package expires. At the same time, FedLoan Repair is mobile financing levels in order to Aidvantage (previously Navient-owned financing), Edfinancial, MOHELA, and Nelnet.

If your education loan servicer are shutting down, there are some things you can do to prepare for the changes.

Pay special attention to communications regarding the transfer. As soon as your education loan membership transfers, you ought to located notifications about Agencies off Studies plus brand new and you will dated servicers, telling you of your own alter and you can what strategies you really need to need next.

Number or print information from your latest account, like your payment history and you can mortgage balance. Just like the import is finished, consider your own facts to make certain your important loan info is actually specific. When this occurs, you could address the loan payments toward the fresh servicer.

How to discover my personal individual education loan servicer?

Locate your own personal student loan servicer, log on to your loan account or look at the very latest student loan statement.

You’ll be able to request a credit history, which should number your private loan lenders in addition to their contact information. You could potentially demand 100 % free duplicates of one’s credit reports per year out of the three head credit agencies in the AnnualCreditReport. Once you have the lenders’ pointers, contact them to influence who is upkeep the student education loans.

What do I really do when i find my personal student loan servicer?

After you come across your own education loan servicer, you might created an online membership and you may hook the bank account in order to create lead costs from your checking account. You could potentially created percentage notification, otherwise, in addition to this, you may be capable of getting a rate disregard after you agree to create automatic money.

When you yourself have government student education loans, you might contact your student loan servicer if you wish to get deferment, forbearance, otherwise check into the loan forgiveness qualifications. Your education loan servicer also may help you combine multiple government student loans into an immediate Consolidation Mortgage, that leave you a single monthly payment to keep up with of.

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